?
交通事?车祸)保险理赔流程是怎样的_交通事故处理_交通事故_捷律?/title>
<link href="/style/style.css" rel="stylesheet" type="text/css" />
<link href="/style/ask.css" rel="stylesheet" type="text/css" />
<link href="/style/ShowArticle.css" rel="stylesheet" type="text/css" />
<link href="/style/icon.css" rel="stylesheet" type="text/css" />
<!--[if lt IE 8]><!-->
<link rel="stylesheet" href="/style/ie7/ie7.css">
<!--<![endif]-->
<SCRIPT src="/js/page.js" language="javascript"></SCRIPT>
<link href="/css/Page.css" rel="stylesheet" type="text/css" />
<meta name="keywords" content="">
<meta name="description" content="交通事?车祸)保险理赔流程是怎样的_交通事故处理_交通事?>
</head>
<body>
<div class="header">
<div class="topbar">
<div class="list">
<div class="left">
<div class="siteswitch" id="siteswitch">
正在加载，请稍?..
</div>
</div>
<div class="right">
<a href="/UserLogin.aspx">登录</a> | <a href="/UserReg.aspx">免费注册</a> | <a href="/Lawyer_Reg.aspx">律师入驻</a>
</div>
</div>
</div>
<div class="top_banner">
<a href="http://yun.53law.com/NewsView.aspx?ID=1" target="_blank" title="捷律云站 律师建站 律师建网?律师营销"></a>
</div>
<div class="head1">
<div class="logo"><a href="//www.53law.com"><img src="/images/logo.png" alt="捷律?律师在线免费法律咨询" border="0" /></a></div>
<div class="slogan"><img src="/images/slogan.jpg" alt="快捷找律师，就上捷律? /></div>
<div class="search"><div class="search_form">
<input type="text" class="keyword" />
<button type="submit" class=""></button>
</div>
<div class="send_ask"><input
id="Button2" type="button" value="我要咨询律师" onclick="location.href='/ask/post.aspx';" class="button" /></div></div>
</div>
<div class="head2">
<div class="list">
<div class="topic">
<div class="hd"><a href="javascript:;">热点法律领域<i></i></a></div>
<div class="bd">
<ul>
<li>
<a href="/flzs/hyjt/">
<div class="btn_icon">
<i class="icon-heart-broken"></i>
</div>
<div class="btn_label">婚姻家庭</div></a>
</li>
<li><a href="/flzs/xsbh/">
<div class="btn_icon">
<i class="icon-library"></i>
</div>
<div class="btn_label">刑事辩护</div></a></li>
<li><a href="/flzs/jtsg/">
<div class="btn_icon">
<i class="icon-truck"></i>
</div>
<div class="btn_label">交通事?/div></a></li>
<li><a href="/flzs/fcjf/">
<div class="btn_icon">
<i class="icon-office"></i>
</div>
<div class="btn_label">房产纠纷</div></a></li>
<li><a href="/flzs/ldgs/">
<div class="btn_icon">
<i class="icon-accessibility"></i>
</div>
<div class="btn_label">劳动工伤</div></a></li>
<li><a href="/flzs/zqzw/">
<div class="btn_icon">
<i class="icon-coin-yen"></i>
</div>
<div class="btn_label">债权债务</div></a></li>
<li><a href="/flzs/zscq/">
<div class="btn_icon">
<i class="icon-quill"></i>
</div>
<div class="btn_label">知识产权</div></a></li>
<li><a href="/flzs/qyfw/">
<div class="btn_icon">
<i class="icon-display"></i>
</div>
<div class="btn_label">企业法务</div></a></li>
<li><a href="/flzs/yljf/">
<div class="btn_icon">
<i class="icon-aid-kit"></i>
</div>
<div class="btn_label">医疗纠纷</div></a></li>
<li><a href="/flzs/shpc/">
<div class="btn_icon">
<i class="icon-bookmarks"></i>
</div>
<div class="btn_label">损害赔偿</div></a></li>
<li><a href="/flzs/htjf/">
<div class="btn_icon">
<i class="icon-books"></i>
</div>
<div class="btn_label">合同纠纷</div></a></li>
<li><a href="/flzs/zdcq/">
<div class="btn_icon">
<i class="icon-earth"></i>
</div>
<div class="btn_label">征地拆迁</div></a></li>
</ul>
</div>
</div>
<div class="menu">
<ul>
<li><a href="/">首页</a></li>
<li><a href="/ask/">法律咨询</a></li>
<li><a href="/lawyer/">找律?/a></li>
<li><a href="/flzs/">法律知识</a></li>
<li><a href="/anli/">案例大全</a></li>
<li><a href="http://yun.53law.com/">律师建网?/a></li>
</ul>
</div>
<div class="jielvyun"><a href="http://yun.53law.com/" target="_blank" title="捷律云站:律师建网?律师营销"><img src="/Images/jielvyun.jpg" alt="捷律云站" style="border:0;" /></a></div>
</div>
</div>
</div>
<script type="text/javascript">
window.onload = function () {
getCitySite();
UserLogin_Topbar();
$(".topic").bind("mouseover", function () {
$(".topic .bd").stop().slideDown();
$(".topic .hd i").addClass("on");
});
$(".topic").bind("mouseout", function () {
$(".topic .bd").stop().slideUp();
$(".topic .hd i").removeClass("on");
});
};
</script>
<div id="Main">
<form name="form1" method="post" action="./ShowArticle_Temp.aspx?ID=2028" id="form1">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE" value="/wEPDwUKMjA5ODg5Mzk2N2QYAQUGZ3ZUYWdzDzwrAAwBCAIBZAyZEyrBAWia0eP9neY3YU928eBtz+cEyNeNEBp8766S" />
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="EA2E7AE8" />
<div id="Nav">您的当前位置: <a href="/">捷律?/a> > <span id="lbNav"><a href="/flzs/jtsg/">交通事?/a> > <a href="/flzs/jtsg/jtsgcl/">交通事故处?/a></span> > 正文</div>
<div id="Left">
<div id="Title"> <h1><span id="lalTitle">交通事?车祸)保险理赔流程是怎样?/span></h1></div>
<div id="Author">
发布时间:<span id="lbInDate">2020/3/10 9:37:58</span> <span id="lbSource">来源:互联?nbsp; </span><span id="lbAuthor"></span>
阅读?<span id="Hits"></span></div>
<div id="Content">
<span id="lalContent"><p style="text-indent: 2em; text-align: left;">发生车祸后，除了第一时间打电话报案，通知交警部门处理外，还应该向保险公司报案，进行保险理赔。那么车祸保险理赔流程是怎样?</p><p><br/></p><p style="text-indent: 2em; text-align: left;">车祸保险理赔流程是怎样?</p><p><br/></p><p style="text-indent: 2em; text-align: left;">1、出?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">出险就是发生了事故，无论是车撞车、车撞人还是其他，就要进入申请保险理赔流程了?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">2、报?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">保险公司要求在事?8小时内必须报案，向公安报警及拨打保险公司的理赔电话，如果错过了保险不赔?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">3、现场处?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">有些情况下，为了避免影响交通，可以在标记轮胎的位置后，移动车辆。通常用“t”标记轮胎的位置?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">4、提出索赔请?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">当保险公司的勘察员到达事故现场后，车主可以提出索赔请求，等待勘察?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">5、配合保险公司事故查?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">报案后，保险公司派查勘员到现场初步查勘，判定是否属于保险责任，如果属实将进入下一步?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">6、结?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">根据损失部位痕迹及程度，查勘会初步现场定损或直接到修理厂?s点、定损中心去定损，就完成了结案?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">7、提交索赔材?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">当事人向保险公司提交索赔所需的全部材料，然后保险公司对车主提交的索赔材料的真实性和完备性进行审核确认?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">8、索赔审?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">当提交的索赔材料真实齐全的情况下保险公司进行保险赔款的准确计算和赔案的内部审核工作?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">9、领取赔?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">保险公司根据与您商定的赔款支付方式和保险合同的约定支付赔款?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">交通事故理赔范围是什?</p><p><br/></p><p style="text-indent: 2em; text-align: left;">(一)交通事故受害人遭受人身损害的保险赔偿项目：</p><p><br/></p><p style="text-indent: 2em; text-align: left;">受害人遭受人身损害的赔偿项目包括：医疗费、误工费、护理费、交通费、住宿费、住院伙食补助费、必要的营养费?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">(?交通事故受害人因伤致残的保险赔偿项目：</p><p><br/></p><p style="text-indent: 2em; text-align: left;">受害人因伤致残的赔偿项目除上述第(一)项外，还增加：残疾赔偿金、残疾辅助器具费、被扶养人生活费，以及因康复护理、继续治疗实际发生的必要的康复费、护理费、后续治疗费?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">(?交通事故受害人死亡的保险赔偿项目：</p><p><br/></p><p style="text-indent: 2em; text-align: left;">受害人死亡的赔偿项目，除?一)项费用外，还增加：赔偿丧葬费、被扶养人生活费、死亡赔偿金以及受害人亲属办理丧葬事宜支出的交通费、住宿费和误工损失等其他合理费用?/p><p><br/></p><p style="text-indent: 2em; text-align: left;">(?受害人或者死者近亲属遭受精神损害的慰抚金?/p><p><br/></p></span>
<div class="pages">
</div>
<div class="bdsharebuttonbox"><a href="#" class="bds_more" data-cmd="more"></a><a href="#" class="bds_qzone" data-cmd="qzone" title="分享到QQ空间"></a><a href="#" class="bds_tsina" data-cmd="tsina" title="分享到新浪微?></a><a href="#" class="bds_tqq" data-cmd="tqq" title="分享到腾讯微?></a><a href="#" class="bds_renren" data-cmd="renren" title="分享到人人网"></a><a href="#" class="bds_weixin" data-cmd="weixin" title="分享到微?></a></div>
<script> window._bd_share_config = { "common": { "bdSnsKey": {}, "bdText": "", "bdMini": "2", "bdMiniList": false, "bdPic": "", "bdStyle": "0", "bdSize": "24" }, "share": {}, "image": { "viewList": ["qzone", "tsina", "tqq", "renren", "weixin"], "viewText": "分享到：", "viewSize": "16" }, "selectShare": { "bdContainerClass": null, "bdSelectMiniList": ["qzone", "tsina", "tqq", "renren", "weixin"]} }; with (document) 0[(getElementsByTagName('head')[0] || body).appendChild(createElement('script')).src = 'http://bdimg.share.baidu.com/static/api/js/share.js?v=89860593.js?cdnversion=' + ~(-new Date() / 36e5)];</script>
</div>
<div id=UpDown>
上一篇：<a href='/p/202003/10093859.shtml'>一般交通事故处理流?/a><br />
下一篇：<a href='/p/202003/10093617.shtml'>交通事故快速处理基本流?/a>
</div>
<div id="Tags">
<div id="TagsTitle" class="f14B"> 更多关于<font color=#FF0000><b>交通事?车祸</b></font>的文?/div>
<div id="TagsContent" class="f14">
<div>
<table cellspacing="0" border="0" id="gvTags" width="100%">
<tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201801/12092637.shtml'>交通事故、车祸事故私了赔偿协议范?/a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201801/12094714.shtml'>交通事故调解协议书格式</a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201801/26110126.shtml'>免费搭车所造成的赔偿责?/a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201801/26110414.shtml'>新规难执?司机自行私了保险公司拒赔</a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201801/26110643.shtml'>偷开他人车辆发生交通事故车主不应承担赔偿责?/a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201801/26110831.shtml'>车撞?到底该不该赔钱？</a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201812/04223401.shtml'>张海萍诉和洪涛机动车交通事故责任纠纷案</a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201812/05145721.shtml'>交通事故误工补?/a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201812/16172947.shtml'>交通事故致人死亡的处理</a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201812/18205415.shtml'>男子晚上下班去吃饭遇车祸昏迷2?法院判工?/a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201812/26155901.shtml'>交通事故处理流?/a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201812/26160805.shtml'>交警如何处理交通事故，有哪些程?/a>
</td>
</tr>
</table>
</div>
</div>
</div>
<script type="text/javascript" language="javascript">
pagetitle();
</script>
<span id="pagetitle"></span>
<span id="Spanpl"></span>
</div>
<div id="Right">
<div id="block3" class="block">
<div class="hd f18"> 最新推?/div>
<div class="bd">
<ul>
<li><a href='/p/202003/10094247.shtml' target=_blank title='单方交通事故乘客受伤怎么处理' class="">单方交通事故乘客受伤怎么处理</a></span></li>
<li><a href='/p/202003/10094045.shtml' target=_blank title='只要醉驾就构成危险驾驶罪? class="">只要醉驾就构成危险驾驶罪?/a></span></li>
<li><a href='/p/202003/10093859.shtml' target=_blank title='一般交通事故处理流? class="">一般交通事故处理流?/a></span></li>
<li><a href='/p/202003/10093758.shtml' target=_blank title='交通事?车祸)保险理赔流程是怎样? class="">交通事?车祸)保险理赔流程是怎样?/a></span></li>
<li><a href='/p/202003/10093617.shtml' target=_blank title='交通事故快速处理基本流? class="">交通事故快速处理基本流?/a></span></li>
<li><a href='/p/201911/01144254.shtml' target=_blank title='交通事故的处理流程具体是什? class="">交通事故的处理流程具体是什?/a></span></li>
<li><a href='/p/201911/01144143.shtml' target=_blank title='公安机关如何处理交通事? class="">公安机关如何处理交通事?/a></span></li>
<li><a href='/p/201911/01144014.shtml' target=_blank title='交通事故中能扣车多? class="">交通事故中能扣车多?/a></span></li>
</ul>
</div>
</div>
<div id="block4" class="block">
<div class="hd f18"> 相关法律咨询</div>
<div class="bd">
<ul>
<li><a target="_blank" href='/ask/view_8056_1.shtml'>交警定责各负50%责任，那么赔偿金也是?0%?..</a>
</li>
<li><a target="_blank" href='/ask/view_8072_1.shtml'>对方自行车撞我女士摩托车，他把手摔断了，?..</a>
</li>
<li><a target="_blank" href='/ask/view_8076_1.shtml'>交通事故，执行案子</a>
</li>
<li><a target="_blank" href='/ask/view_8078_1.shtml'>电动车撞上我的小?/a>
</li>
<li><a target="_blank" href='/ask/view_8146_1.shtml'>伤残鉴定为九级，十级，该怎么?/a>
</li>
<li><a target="_blank" href='/ask/view_8163_1.shtml'>对方伪造车牌，无驾照，弯道强行超车变道撞上...</a>
</li>
<li><a target="_blank" href='/ask/view_8176_1.shtml'>我舅舅被汽车撞断腿了，汽车司机酒驾全?/a>
</li>
<li><a target="_blank" href='/ask/view_7975_1.shtml'>交通事故赔?/a>
</li>
</ul>
</div>
</div>
<div id="block5" class="block fixed">
<div class="hd f18"> 热门点击排行?/div>
<div class="bd">
<ul>
<li><img src="/images/num/1.png" /><a href='/p/201709/14111715.shtml' target=_blank title='发生交通事故公安机关会处理吗？' class="">发生交通事故公安机关会处理吗？</a></span></li>
<li><img src="/images/num/2.png" /><a href='/p/201707/07124109.shtml' target=_blank title='交通事故的调解技? class="">交通事故的调解技?/a></span></li>
<li><img src="/images/num/3.png" /><a href='/p/201707/07123923.shtml' target=_blank title='交通事故对方全责没钱赔怎么? class="">交通事故对方全责没钱赔怎么?/a></span></li>
<li><img src="/images/num/4.png" /><a href='/p/201709/14111329.shtml' target=_blank title='道路交通事故处理程序规? class="">道路交通事故处理程序规?/a></span></li>
<li><img src="/images/num/5.png" /><a href='/p/201709/14111001.shtml' target=_blank title='处理交通事故简易程? class="">处理交通事故简易程?/a></span></li>
<li><img src="/images/num/6.png" /><a href='/p/201709/14112329.shtml' target=_blank title='交通事故责任要如何划分?' class="">交通事故责任要如何划分?</a></span></li>
<li><img src="/images/num/7.png" /><a href='/p/201812/26160805.shtml' target=_blank title='交警如何处理交通事故，有哪些程? class="">交警如何处理交通事故，有哪些程?/a></span></li>
<li><img src="/images/num/8.png" /><a href='/p/201911/01144143.shtml' target=_blank title='公安机关如何处理交通事? class="">公安机关如何处理交通事?/a></span></li>
</ul>
</div>
</div>
</div>
</form>
</div>
<div class="footer">
<div class="list">
<div id="foot_menu">
<div class="left">
<ul>
<li><span class="f16b">公众会员指南</span><br />
<a href="/ask/post.aspx">免费咨询</a><br />
<a href="/lawyer/">快速找律师</a><br />
<a href="/flzs/">法律知识</a></li>
<li>
<span class="f16b">律师会员指南</span><br />
<a href="http://yun.53law.com">律师微信小程?/a><br />
<a href="http://yun.53law.com/">律师推广</a><br />
<a href="http://yun.53law.com/">律师建网?/a><br />
</li>
<li>
<span class="f16b">关于我们</span><br />
<a href="/about/aboutus.shtml">关于我们</a><br />
<a href="/about/contactus.shtml">联系我们</a><br />
<a href="/about/disclaimer.shtml">免责声明</a><br />
<a href="/about/message.shtml">留言反馈</a>
</li>
</ul>
</div>
<div class="right">
<div class="title">联系我们</div>
<div class="list">
联系电话: 15874956456<br />
QQ?466711078<br />
邮箱：webmaster@hn148.com
</div>
</div>
</div>
<div class="qrcode"><img src="/images/qrcode.jpg" width="150" height="150" />
<br />捷律网公众平?
</div>
</div>
<div class="copyright">
Copyright © 2016 - 2020 长沙捷律网络科技有限公司?a href="http://www.53law.com/">捷律?/a>?All Rights Reserved<br />ICP备案编号?a
href="http://beian.miit.gov.cn" target="_blank" rel="nofollow">湘ICP?6008841?2</a>
<a target="_blank" href="http://www.beian.gov.cn/portal/registerSystemInfo?recordcode=43010502000938" rel="nofollow" style="display:inline-block;text-decoration:none;height:20px;line-height:20px;"><img src="/images/gongan.png" style="float:left;"/>湘公网安?43010502000938?/a>
统一社会信用代码: <a href="/About/Zhizhao.aspx" title="营业执照" target="_blank">91430105MA4L4FMF9M</a>
</div>
</div>
<script>
var _hmt = _hmt || [];
(function () {
var hm = document.createElement("script");
hm.src = "https://hm.baidu.com/hm.js?efbb102bc9e2f558c1c26a9999f2e5a2";
var s = document.getElementsByTagName("script")[0];
s.parentNode.insertBefore(hm, s);
})();
</script>
<script type="text/javascript" src="/js/jquery.js"></script>
<script type="text/javascript" src="/js/common.js"></script>
<script type="text/javascript">
$(document).ready(function (e) {
getArticleHits(2028,0);
t = $('.fixed').offset().top;
fh = $('.fixed').height();
$(window).scroll(function (e) {
s = $(document).scrollTop();
if (s > t - 10) {
$('.fixed').css('position', 'fixed');
$('.fixed').css('top', '5px');
} else {
$('.fixed').css('position', 'relative');
$('.fixed').css('top', '0px');
}
})
});
</script>
</body>
</html>