?
第三者责任险如何计算？_保险理赔_交通事故_捷律?/title>
<link href="//css.53law.com/style.css" rel="stylesheet" type="text/css" />
<link href="//css.53law.com/ask.css" rel="stylesheet" type="text/css" />
<link href="//css.53law.com/ShowArticle.css" rel="stylesheet" type="text/css" />
<link href="//css.53law.com/icon.css" rel="stylesheet" type="text/css" />
<!--[if lt IE 8]><!-->
<link rel="stylesheet" href="//css.53law.com/ie7/ie7.css">
<!--<![endif]-->
<SCRIPT src="/js/page.js" language="javascript"></SCRIPT>
<link href="/css/Page.css" rel="stylesheet" type="text/css" />
<meta name="keywords" content="">
<meta name="description" content="第三者责任险如何计算？_保险理赔_交通事?>
</head>
<body>
<div class="header">
<div class="topbar">
<div class="list">
<div class="left">
<div class="siteswitch" id="siteswitch">
正在加载，请稍?..
</div>
</div>
<div class="right">
<a href="/UserLogin.aspx">登录</a> | <a href="/UserReg.aspx">免费注册</a> | <a href="/Lawyer_Reg.aspx">律师入驻</a>
</div>
</div>
</div>
<div class="top_banner">
<a href="http://yun.53law.com/NewsView.aspx?ID=1" target="_blank" title="捷律云站 律师建站 律师建网?律师营销"></a>
</div>
<div class="head1">
<div class="logo"><a href="/"><img src="//img.53law.com/logo.png" alt="湖南律师在线" border="0" /></a></div>
<div class="slogan"><img src="/images/slogan.jpg" /></div>
<div class="search"><div class="search_form">
<input type="text" class="keyword" />
<button type="submit" class=""></button>
</div>
<div class="send_ask"><input
id="Button2" type="button" value="我要咨询律师" onclick="location.href='/ask/post.aspx';" class="button" /></div></div>
</div>
<div class="head2">
<div class="list">
<div class="topic">
<div class="hd"><a href="javascript:;">热点法律领域<i></i></a></div>
<div class="bd">
<ul>
<li>
<a href="/flzs/hyjt/">
<div class="btn_icon">
<i class="icon-heart-broken"></i>
</div>
<div class="btn_label">婚姻家庭</div></a>
</li>
<li><a href="/flzs/xsbh/">
<div class="btn_icon">
<i class="icon-library"></i>
</div>
<div class="btn_label">刑事辩护</div></a></li>
<li><a href="/flzs/jtsg/">
<div class="btn_icon">
<i class="icon-truck"></i>
</div>
<div class="btn_label">交通事?/div></a></li>
<li><a href="/flzs/fcjf/">
<div class="btn_icon">
<i class="icon-office"></i>
</div>
<div class="btn_label">房产纠纷</div></a></li>
<li><a href="/flzs/ldgs/">
<div class="btn_icon">
<i class="icon-accessibility"></i>
</div>
<div class="btn_label">劳动工伤</div></a></li>
<li><a href="/flzs/zqzw/">
<div class="btn_icon">
<i class="icon-coin-yen"></i>
</div>
<div class="btn_label">债权债务</div></a></li>
<li><a href="/flzs/zscq/">
<div class="btn_icon">
<i class="icon-quill"></i>
</div>
<div class="btn_label">知识产权</div></a></li>
<li><a href="/flzs/qyfw/">
<div class="btn_icon">
<i class="icon-display"></i>
</div>
<div class="btn_label">企业法务</div></a></li>
<li><a href="/flzs/yljf/">
<div class="btn_icon">
<i class="icon-aid-kit"></i>
</div>
<div class="btn_label">医疗纠纷</div></a></li>
<li><a href="/flzs/shpc/">
<div class="btn_icon">
<i class="icon-bookmarks"></i>
</div>
<div class="btn_label">损害赔偿</div></a></li>
<li><a href="/flzs/htjf/">
<div class="btn_icon">
<i class="icon-books"></i>
</div>
<div class="btn_label">合同纠纷</div></a></li>
<li><a href="/flzs/zdcq/">
<div class="btn_icon">
<i class="icon-earth"></i>
</div>
<div class="btn_label">征地拆迁</div></a></li>
</ul>
</div>
</div>
<div class="menu">
<ul>
<li><a href="/">首页</a></li>
<li><a href="/ask/">法律咨询</a></li>
<li><a href="/lawyer/">找律?/a></li>
<li><a href="/flzs/">法律知识</a></li>
<li><a href="/anli/">案例大全</a></li>
<li><a href="http://www.53law.com/">律师建网?/a></li>
</ul>
</div>
<div class="jielvyun"><a href="http://yun.53law.com/" target="_blank" title="捷律云站:律师建网?律师营销"><img src="/Images/jielvyun.jpg" style="border:0;" /></a></div>
</div>
</div>
</div>
<script type="text/javascript">
window.onload = function () {
getCitySite();
UserLogin_Topbar();
$(".topic").bind("mouseover", function () {
$(".topic .bd").stop().slideDown();
$(".topic .hd i").addClass("on");
});
$(".topic").bind("mouseout", function () {
$(".topic .bd").stop().slideUp();
$(".topic .hd i").removeClass("on");
});
};
</script>
<div id="Main">
<form name="form1" method="post" action="./ShowArticle_Temp.aspx?ID=345" id="form1">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE" value="/wEPDwUKMjA5ODg5Mzk2N2QYAQUGZ3ZUYWdzDzwrAAwBCAIBZPlHY1Kbs2xnAGPs/wJI35xZcizY7CWgMbE7zfQ3kyPE" />
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="EA2E7AE8" />
<div id="Nav">您的当前位置: <a href="/">捷律?/a> > <span id="lbNav"><a href="/flzs/jtsg/">交通事?/a> > <a href="/flzs/jtsg/bxlp/">保险理赔</a></span> > 正文</div>
<div id="Left">
<div id="Title"> <h1><span id="lalTitle">第三者责任险如何计算?/span></h1></div>
<div id="Author">
发布时间:<span id="lbInDate">2017/9/27 12:03:10</span> <span id="lbSource"></span><span id="lbAuthor"></span>
阅读?<span id="Hits"></span></div>
<div id="Content">
<span id="lalContent"><p>第三者责任险如何计算？第三者责任险(简称三责险)是指被保险人或其允许的驾驶人员在使用保险车辆过程中发生意外事故，致使第三者遭受人身伤亡或财产直接损毁，依法应当由被保险人承担的经济责任，保险公司负责赔偿。同时，若经保险公司书面同意，被保险人因此发生仲裁或诉讼费用的，保险公司在责任限额以外赔偿，但最高不超过责任限额?0%?/p><p>第三者责任险如何计算？具体内容如下：</p><p>保险车辆发生事故，致第三者人身伤亡时，按有关法律、法规和保险合同的规定，保险公司在保险单载明的赔偿限额内核定赔偿数额，并给予赔偿。这就是第三者责任险的赔偿?/p><p>根据《机动车辆保险条款?保监发?000?6?的规定，第三者责任险的每次事故最高赔偿限额应根据不同车辆种类选择确定?/p><p>(一)在不同区域内，摩托车、拖拉机的最高赔偿限额分为四个档次：2万元?万元?0万元?0万元;</p><p>(?其他车辆的最高赔偿限额分为六个档次：5万元?0万元,20万元?0万元?00万元?00万元以上，且最高不超过1000万元;</p><p>(?挂车投保后与主车视为一体。发生保险事故时，挂车引起的赔偿责任视同主车引起的赔偿责任。保险人对挂车赔偿责任与主车赔偿责任所负赔偿金额之和，以主车赔偿限额为限?/p><p>第三者责任险计算分以下两种情况：</p><p>1.当被保险人应负第三者伤亡赔偿金额超过赔偿限额时?/p><p>保险公司赔偿?赔偿限额x(1一免赔?</p><p>2.当被保险人应负第三者伤亡赔偿金额低于赔偿限额时，保险公司应当赔付第三者责任险的数额为?/p><p>保险公司赔偿?应负赔偿金额x(1一免赔??/p><p><br/></p></span>
<div class="pages">
</div>
<div class="bdsharebuttonbox"><a href="#" class="bds_more" data-cmd="more"></a><a href="#" class="bds_qzone" data-cmd="qzone" title="分享到QQ空间"></a><a href="#" class="bds_tsina" data-cmd="tsina" title="分享到新浪微?></a><a href="#" class="bds_tqq" data-cmd="tqq" title="分享到腾讯微?></a><a href="#" class="bds_renren" data-cmd="renren" title="分享到人人网"></a><a href="#" class="bds_weixin" data-cmd="weixin" title="分享到微?></a></div>
<script> window._bd_share_config = { "common": { "bdSnsKey": {}, "bdText": "", "bdMini": "2", "bdMiniList": false, "bdPic": "", "bdStyle": "0", "bdSize": "24" }, "share": {}, "image": { "viewList": ["qzone", "tsina", "tqq", "renren", "weixin"], "viewText": "分享到：", "viewSize": "16" }, "selectShare": { "bdContainerClass": null, "bdSelectMiniList": ["qzone", "tsina", "tqq", "renren", "weixin"]} }; with (document) 0[(getElementsByTagName('head')[0] || body).appendChild(createElement('script')).src = 'http://bdimg.share.baidu.com/static/api/js/share.js?v=89860593.js?cdnversion=' + ~(-new Date() / 36e5)];</script>
</div>
<div id=UpDown>
上一篇：<a href='/p/201709/27121619.shtml'>交通事故中司法鉴定费保险公司出?/a><br />
下一篇：<a href='/p/201709/27120058.shtml'>交通事故保险理赔的程序如何</a>
</div>
<div id="Tags">
<div id="TagsTitle" class="f14B"> 更多关于<font color=#FF0000><b>第三者责任险,保险理赔</b></font>的文?/div>
<div id="TagsContent" class="f14">
<div>
<table cellspacing="0" border="0" id="gvTags" width="100%">
<tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201709/27114955.shtml'>保险理赔所需材料一览表</a>
</td>
</tr><tr>
<td>
<samp>·</samp><a target="_blank" href='/p/201709/27120058.shtml'>交通事故保险理赔的程序如何</a>
</td>
</tr>
</table>
</div>
</div>
</div>
<script type="text/javascript" language="javascript">
pagetitle();
</script>
<span id="pagetitle"></span>
<span id="Spanpl"></span>
</div>
<div id="Right">
<div id="block3" class="block">
<div class="hd f18"> 最新推?/div>
<div class="bd">
<ul>
<li><a href='/p/201902/19164122.shtml' target=_blank title='广州一男子倒车不慎撞死妻子 保险公司：撞亲人不赔' class="">广州一男子倒车不慎撞死妻子 保险公司：撞亲人</a></span></li>
<li><a href='/p/201709/27114955.shtml' target=_blank title='保险理赔所需材料一览表' class="">保险理赔所需材料一览表</a></span></li>
<li><a href='/p/201709/27114449.shtml' target=_blank title='交通事故中商业三者险能否直接起诉保险公司' class="">交通事故中商业三者险能否直接起诉保险公司</a></span></li>
<li><a href='/p/201709/27114324.shtml' target=_blank title='交强险与商业险的区别' class="">交强险与商业险的区别</a></span></li>
<li><a href='/p/201707/07123542.shtml' target=_blank title='什么是交强险费率表? class="">什么是交强险费率表?/a></span></li>
<li><a href='/p/201707/07123344.shtml' target=_blank title='什么是交强险责任限额？' class="">什么是交强险责任限额？</a></span></li>
<li><a href='/p/201707/07123015.shtml' target=_blank title='谁是投保人？以保险合同载明为? class="">谁是投保人？以保险合同载明为?/a></span></li>
</ul>
</div>
</div>
<div id="block4" class="block">
<div class="hd f18"> 相关法律咨询</div>
<div class="bd">
<ul>
</ul>
</div>
</div>
<div id="block5" class="block fixed">
<div class="hd f18"> 热门点击排行?/div>
<div class="bd">
<ul>
<li><img src="/images/num/1.png" /><a href='/p/201709/27121619.shtml' target=_blank title='交通事故中司法鉴定费保险公司出? class="">交通事故中司法鉴定费保险公司出?/a></span></li>
<li><img src="/images/num/2.png" /><a href='/p/201709/27114449.shtml' target=_blank title='交通事故中商业三者险能否直接起诉保险公司' class="">交通事故中商业三者险能否直接起诉保险公司</a></span></li>
<li><img src="/images/num/3.png" /><a href='/p/201707/07123542.shtml' target=_blank title='什么是交强险费率表? class="">什么是交强险费率表?/a></span></li>
<li><img src="/images/num/4.png" /><a href='/p/201709/27115135.shtml' target=_blank title='醉酒驾车肇事 交强险责任不? class="">醉酒驾车肇事 交强险责任不?/a></span></li>
<li><img src="/images/num/5.png" /><a href='/p/201709/27120310.shtml' target=_blank title='第三者责任险如何计算? class="">第三者责任险如何计算?/a></span></li>
<li><img src="/images/num/6.png" /><a href='/p/201707/07123344.shtml' target=_blank title='什么是交强险责任限额？' class="">什么是交强险责任限额？</a></span></li>
<li><img src="/images/num/7.png" /><a href='/p/201709/27114955.shtml' target=_blank title='保险理赔所需材料一览表' class="">保险理赔所需材料一览表</a></span></li>
<li><img src="/images/num/8.png" /><a href='/p/201709/27114324.shtml' target=_blank title='交强险与商业险的区别' class="">交强险与商业险的区别</a></span></li>
</ul>
</div>
</div>
</div>
</form>
</div>
<div class="footer">
<div class="list">
<div id="foot_menu">
<div class="left">
<ul>
<li><span class="f16b">公众会员指南</span><br />
<a href="/ask/post.aspx">免费咨询</a><br />
<a href="/lawyer/">快速找律师</a><br />
<a href="/flzs/">法律知识</a></li>
<li>
<span class="f16b">律师会员指南</span><br />
<a href="http://yun.53law.com">律师微信小程?/a><br />
<a href="http://yun.53law.com/">律师推广</a><br />
<a href="http://yun.53law.com/">律师建网?/a><br />
</li>
<li>
<span class="f16b">关于我们</span><br />
<a href="/about/aboutus.shtml">关于我们</a><br />
<a href="/about/contactus.shtml">联系我们</a><br />
<a href="/about/disclaimer.shtml">免责声明</a><br />
<a href="/about/message.shtml">留言反馈</a>
</li>
</ul>
</div>
<div class="right">
<div class="title">联系我们</div>
<div class="list">
联系电话: 15874956456<br />
QQ?466711078<br />
邮箱：webmaster@hn148.com
</div>
</div>
</div>
<div class="qrcode"><img src="/images/qrcode.jpg" width="150" height="150" />
<br />捷律网公众平?
</div>
</div>
<div class="copyright">
Copyright © 2016 - 2020 长沙捷律网络科技有限公司?a href="http://www.53law.com/">捷律?/a>?All Rights Reserved<br />ICP备案编号?a
href="http://beian.miit.gov.cn" target="_blank" rel="nofollow">湘ICP?6008841?2</a>
<a target="_blank" href="http://www.beian.gov.cn/portal/registerSystemInfo?recordcode=43010502000938" rel="nofollow" style="display:inline-block;text-decoration:none;height:20px;line-height:20px;"><img src="/images/gongan.png" style="float:left;"/>湘公网安?43010502000938?/a>
统一社会信用代码: <a href="/About/Zhizhao.aspx" title="营业执照" target="_blank">91430105MA4L4FMF9M</a>
</div>
</div>
<script>
var _hmt = _hmt || [];
(function () {
var hm = document.createElement("script");
hm.src = "https://hm.baidu.com/hm.js?efbb102bc9e2f558c1c26a9999f2e5a2";
var s = document.getElementsByTagName("script")[0];
s.parentNode.insertBefore(hm, s);
})();
</script>
<script type="text/javascript" src="/js/jquery.js"></script>
<script type="text/javascript" src="/js/common.js"></script>
<script type="text/javascript">
$(document).ready(function (e) {
getArticleHits(345,0);
t = $('.fixed').offset().top;
fh = $('.fixed').height();
$(window).scroll(function (e) {
s = $(document).scrollTop();
if (s > t - 10) {
$('.fixed').css('position', 'fixed');
$('.fixed').css('top', '5px');
} else {
$('.fixed').css('position', 'relative');
$('.fixed').css('top', '0px');
}
})
});
</script>
</body>
</html>